:root {
  --bg: #f2ede8;
  --panel: #f7f2ed;
  --text: #1a1a1a;
  --muted: #5c554f;
  --line: #cfc4bb;
  --accent: #c0392b;
  --accent-soft: #e4d7cd;
  --header: rgba(242, 237, 232, 0.9);
  --safe: #2f6a44;
  --warn: #9a6a22;
  --danger: #a0342d;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(1200px 420px at 8% -10%, rgba(192, 57, 43, 0.15), transparent 58%),
    radial-gradient(900px 380px at 92% 0%, rgba(47, 106, 68, 0.11), transparent 60%),
    var(--bg);
  color: var(--text);
  font-family: "Syne", sans-serif;
  line-height: 1.45;
  overflow-x: hidden;
}

.grain {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  opacity: 0.075;
  background-image: radial-gradient(circle at 1px 1px, rgba(0, 0, 0, 0.55) 1px, transparent 1px);
  background-size: 3px 3px;
  mix-blend-mode: multiply;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  padding: 0.9rem 1rem;
  backdrop-filter: blur(5px);
}

.nav-shell {
  width: min(1200px, 100%);
  margin: 0 auto;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 0.8rem;
  border: 1px solid rgba(26, 26, 26, 0.12);
  background: rgba(247, 242, 237, 0.72);
  padding: 0.45rem 0.7rem;
}

.brand {
  font-family: "DM Serif Display", serif;
  font-size: clamp(1.2rem, 3.5vw, 2.1rem);
  letter-spacing: 0.04em;
  text-decoration: none;
  color: var(--text);
}

.product-tag {
  margin: 0;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.68rem;
  color: var(--muted);
}

.site-nav {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 0.6rem;
}

.pill-link {
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 0.4rem 0.9rem;
  text-decoration: none;
  color: var(--text);
  font-size: 0.82rem;
  transition: transform 200ms ease, border-color 200ms ease;
}

.pill-link:hover {
  border-color: var(--accent);
  transform: translateY(-2px);
  background: rgba(192, 57, 43, 0.07);
}

.shell {
  width: min(1200px, calc(100% - 2rem));
  margin: 0 auto;
  padding: 2.2rem 0 3rem;
  position: relative;
  z-index: 1;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.8fr) minmax(280px, 0.8fr);
  gap: 20px;
  align-items: stretch;
  margin-bottom: 24px;
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--muted);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-size: 0.73rem;
}

h1 {
  margin: 0;
  font-family: "DM Serif Display", serif;
  font-size: clamp(2.4rem, 7vw, 5rem);
  line-height: 0.9;
  max-width: 12ch;
}

.lede {
  max-width: 58ch;
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.6;
}

.lede.small {
  margin-top: 0;
  font-size: 0.88rem;
}

.hero-card,
.panel {
  border: 1px solid var(--line);
  background: var(--panel);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.08);
}

.hero-card {
  border-radius: 18px;
  padding: 16px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 14px;
}

.hero-card__label,
.insight-box h3,
.chart-box h3,
.results-panel h2,
.form-panel h2 {
  margin: 0 0 6px;
}

.hero-card__label {
  color: var(--muted);
  font-size: 0.73rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
}

.badge {
  width: fit-content;
  padding: 8px 12px;
  border-radius: 999px;
  font-weight: 700;
  background: rgba(47, 106, 68, 0.12);
  color: var(--safe);
}

.hero-card__text {
  color: var(--muted);
  line-height: 1.5;
}

.grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(520px, 1.45fr);
  gap: 20px;
}

.results-panel {
  align-self: start;
  padding: 24px;
  background:
    linear-gradient(160deg, rgba(255, 255, 255, 0.76), rgba(249, 244, 239, 0.92));
}

.panel {
  border-radius: 18px;
  padding: 20px;
}

.form-panel h2,
.results-panel h2 {
  font-size: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.field-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 18px 0 20px;
}

label {
  display: grid;
  gap: 8px;
  color: var(--muted);
  font-size: 0.84rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.form-panel .field-grid label,
.form-panel .payment-plan-grid label {
  text-transform: none;
  letter-spacing: 0;
  color: var(--text);
}

input {
  border: 1px solid var(--line);
  background: #f9f5f1;
  color: var(--text);
  border-radius: 12px;
  padding: 11px 12px;
  font: inherit;
}

input:focus {
  outline: 2px solid rgba(192, 57, 43, 0.2);
  border-color: var(--accent);
}

select {
  border: 1px solid var(--line);
  background: #f9f5f1;
  color: var(--text);
  border-radius: 10px;
  padding: 9px 10px;
  font: inherit;
  width: 100%;
}

textarea {
  width: 100%;
  border: 1px solid var(--line);
  background: #f9f5f1;
  color: var(--text);
  border-radius: 12px;
  padding: 10px 12px;
  font: 500 0.82rem/1.5 "Syne", sans-serif;
  resize: vertical;
}

textarea:focus {
  outline: 2px solid rgba(192, 57, 43, 0.2);
  border-color: var(--accent);
}

.input-blocks {
  display: grid;
  gap: 12px;
  margin-bottom: 18px;
}

.is-hidden {
  display: none;
}

.simplified-hidden {
  display: none !important;
}

.mode-toggle-row {
  margin-bottom: 14px;
}

.product-mode-toolbar {
  margin: 12px 0 6px;
}

.checkbox-inline {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.84rem;
  color: var(--text);
}

.checkbox-inline input {
  width: 16px;
  height: 16px;
  margin: 0;
}

.mini-note {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 0.8rem;
  line-height: 1.4;
}

.mode-toggle {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  text-transform: none;
  letter-spacing: 0;
  font-size: 0.9rem;
}

.mode-toggle input {
  width: 18px;
  height: 18px;
}

.section-title {
  margin: 6px 0 0;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8rem;
  color: var(--muted);
}

.payment-plan-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px;
  background: #f9f4ef;
}

.table-wrap {
  overflow: auto;
  border: 1px solid var(--line);
  border-radius: 14px;
  margin-bottom: 18px;
}

.input-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 980px;
}

.input-table th,
.input-table td {
  border-bottom: 1px solid var(--line);
  padding: 10px 12px;
  text-align: left;
  vertical-align: middle;
}

.input-table tbody tr {
  transition: background-color 140ms ease;
}

.input-table tbody tr:hover {
  background: rgba(192, 57, 43, 0.05);
}

.input-table th {
  position: sticky;
  top: 0;
  background: #efe6df;
  color: var(--muted);
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.09em;
}

.input-table td input {
  width: 100%;
  min-width: 110px;
  padding: 10px 11px;
  border-radius: 10px;
}

.primary-btn {
  border: 1px solid var(--accent);
  border-radius: 999px;
  padding: 11px 16px;
  font: inherit;
  font-weight: 700;
  cursor: pointer;
  color: #fff;
  background: linear-gradient(135deg, #c0392b, #a0342d);
  transition: transform 200ms ease, box-shadow 200ms ease;
}

.primary-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 20px rgba(192, 57, 43, 0.2);
}

.metrics {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.metrics--secondary {
  display: none;
}

.metrics article {
  border: 1px solid var(--line);
  background: #f9f4ef;
  border-radius: 14px;
  padding: 14px;
  transition: transform 180ms ease, border-color 220ms ease, box-shadow 220ms ease;
}

.metrics article:hover {
  transform: translateY(-2px);
  border-color: rgba(26, 26, 26, 0.18);
  box-shadow: 0 10px 18px rgba(0, 0, 0, 0.07);
}

.metrics span {
  display: block;
  margin-bottom: 8px;
  color: var(--muted);
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.metrics strong {
  font-size: 1.1rem;
}

.truth-statement {
  margin: 0 0 14px;
  padding: 12px;
  border: 1px solid var(--accent);
  border-radius: 12px;
  background: rgba(192, 57, 43, 0.08);
  font-weight: 600;
  line-height: 1.45;
}

.investor-report {
  margin-top: 14px;
  padding: 18px;
  border: 1px solid rgba(26, 26, 26, 0.12);
  border-radius: 18px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.65), rgba(249, 244, 239, 0.98)),
    #f8f1eb;
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.08);
}

.report-header {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  margin-bottom: 14px;
}

.investor-report .report-panel--soft {
  background: rgba(250, 247, 243, 0.96);
}

.report-grid--secondary {
  margin-top: 10px;
}

.decision-stack,
.decision-panel {
  margin-top: 14px;
  padding: 16px;
  border: 1px solid rgba(26, 26, 26, 0.1);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.62);
  transition: transform 200ms ease, box-shadow 240ms ease, border-color 240ms ease;
  animation: riseIn 420ms ease both;
}

.decision-panel:hover {
  transform: translateY(-1px);
  box-shadow: 0 12px 26px rgba(0, 0, 0, 0.08);
  border-color: rgba(26, 26, 26, 0.16);
}

.decision-stack {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) repeat(3, minmax(0, 0.55fr));
  gap: 10px;
  align-items: stretch;
}

.decision-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.78);
  transition: transform 200ms ease, box-shadow 220ms ease, border-color 220ms ease;
}

.decision-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 20px rgba(0, 0, 0, 0.08);
  border-color: rgba(26, 26, 26, 0.16);
}

.decision-card--truth {
  background: linear-gradient(135deg, rgba(192, 57, 43, 0.08), rgba(47, 106, 68, 0.05));
}

.decision-label {
  margin: 0 0 8px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.68rem;
  color: var(--muted);
}

.decision-card h3 {
  margin: 0;
  font-family: "DM Serif Display", serif;
  font-size: clamp(1.4rem, 3vw, 2.2rem);
  line-height: 1.05;
}

.decision-card strong {
  font-family: "DM Serif Display", serif;
  font-size: 1.55rem;
}

.decision-card p {
  margin: 8px 0 0;
  color: var(--muted);
  line-height: 1.55;
}

.decision-panel .section-head {
  margin-bottom: 12px;
}

.failure-risk-panel .section-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
}

.risk-badge {
  display: inline-flex;
  align-items: center;
  border: 1px solid rgba(26, 26, 26, 0.15);
  border-radius: 999px;
  padding: 5px 10px;
  font-size: 0.72rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--muted);
  background: rgba(255, 255, 255, 0.75);
  white-space: nowrap;
}

.risk-badge.is-danger {
  border-color: rgba(160, 52, 45, 0.38);
  color: var(--danger);
  background: rgba(160, 52, 45, 0.1);
}

.risk-badge.is-safe {
  border-color: rgba(47, 106, 68, 0.38);
  color: var(--safe);
  background: rgba(47, 106, 68, 0.1);
}

.decision-list {
  padding-left: 1.2rem;
}

.decision-list li {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  align-items: baseline;
}

.decision-meta {
  color: var(--muted);
  white-space: nowrap;
}

.fix-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.fix-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.78);
  transition: transform 180ms ease, box-shadow 220ms ease;
}

.fix-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 18px rgba(0, 0, 0, 0.07);
}

.fix-card--good {
  border-color: rgba(47, 106, 68, 0.2);
}

.fix-card--warn {
  border-color: rgba(154, 106, 34, 0.2);
}

.fix-card__head {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  align-items: baseline;
}

.fix-card__head h3 {
  margin: 0;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.fix-card__head span {
  color: var(--muted);
  white-space: nowrap;
}

.fix-card p {
  margin: 8px 0 0;
  line-height: 1.55;
}

.investor-report {
  margin-top: 14px;
  padding: 18px;
  border: 1px solid rgba(26, 26, 26, 0.12);
  border-radius: 18px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.65), rgba(249, 244, 239, 0.98)),
    #f8f1eb;
  box-shadow: 0 16px 36px rgba(0, 0, 0, 0.08);
}

.memo-cover,
.memo-hero,
.executive-page,
.report-band,
.memo-section,
.memo-block {
  break-inside: avoid;
  page-break-inside: avoid;
}

.memo-cover {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  gap: 18px;
  padding: 20px;
  border-radius: 18px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: linear-gradient(135deg, rgba(192, 57, 43, 0.07), rgba(47, 106, 68, 0.05));
}

.memo-cover h1,
.investor-report h1 {
  font-size: clamp(1.7rem, 3.1vw, 2.6rem);
  line-height: 1.08;
  max-width: 16ch;
}

.memo-cover .brand,
.memo-hero .brand {
  font-family: "Syne", sans-serif;
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin: 0 0 8px;
}

.investor-empty {
  padding: 16px;
  border-radius: 16px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: linear-gradient(135deg, rgba(192, 57, 43, 0.06), rgba(47, 106, 68, 0.05));
}

.investor-empty__brand {
  margin: 0 0 8px;
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--muted);
}

.investor-empty h4 {
  margin: 0;
  font-family: "DM Serif Display", serif;
  font-size: clamp(1.2rem, 2.2vw, 1.7rem);
  line-height: 1.15;
}

.investor-empty-grid {
  margin-top: 12px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.cover-kicker {
  margin: 0 0 8px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--muted);
  font-size: 0.72rem;
}

.cover-copy {
  margin: 14px 0 0;
  max-width: 60ch;
  color: var(--muted);
  line-height: 1.6;
}

.cover-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.cover-tile {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.cover-tile p {
  margin: 0 0 4px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.68rem;
  color: var(--muted);
}

.cover-tile strong {
  font-size: 0.92rem;
  line-height: 1.4;
}

.executive-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}

.executive-tile {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.74);
}

.executive-tile .k,
.hero-card .k,
.exec-tile .k {
  margin: 0 0 6px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.68rem;
  color: var(--muted);
}

.executive-tile .v,
.hero-card .v,
.exec-tile .v {
  margin: 0;
  font-family: "DM Serif Display", serif;
  font-size: 1.05rem;
  line-height: 1.1;
}

.memo-hero {
  margin-top: 16px;
  padding: 18px;
  border-radius: 18px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.72), rgba(247, 240, 233, 0.92));
}

.memo-hero h1 {
  max-width: 18ch;
  margin-top: 14px;
}

.memo-hero > p {
  max-width: 74ch;
  margin-top: 12px;
  color: var(--muted);
  line-height: 1.6;
}

.hero-top {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: flex-start;
}

.hero-meta {
  display: grid;
  gap: 0.35rem;
  color: var(--muted);
  font-size: 0.8rem;
  text-align: right;
}

.hero-insights {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}

.insight-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.78);
}

.insight-card h3 {
  margin: 0;
  font-family: "DM Serif Display", serif;
  font-size: 1.15rem;
  line-height: 1.2;
}

.insight-card p {
  margin: 8px 0 0;
  color: var(--muted);
  line-height: 1.55;
}

.insight-stat {
  margin-top: 12px;
  padding: 10px 12px;
  border-radius: 12px;
  background: rgba(192, 57, 43, 0.07);
  color: var(--text);
  font-weight: 700;
}

.hero-kpis {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}

.memo-hero .hero-card {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.74);
  box-shadow: none;
}

.memo-hero .hero-card .v {
  font-size: 1.05rem;
}

.tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 14px;
}

.chip {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 0.42rem 0.75rem;
  font-size: 0.76rem;
  border: 1px solid rgba(26, 26, 26, 0.12);
  background: rgba(255, 255, 255, 0.68);
}

.chip.ok {
  border-color: rgba(47, 106, 68, 0.22);
  background: rgba(47, 106, 68, 0.09);
  color: var(--safe);
}

.chip.warn {
  border-color: rgba(154, 106, 34, 0.22);
  background: rgba(154, 106, 34, 0.1);
  color: var(--warn);
}

.exec-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-top: 14px;
}

.exec-tile {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.75);
}

.exec-tile .v.good {
  color: var(--safe);
}

.exec-tile .v.mid {
  color: var(--warn);
}

.exec-tile .v.bad {
  color: var(--danger);
}

.report-band {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}

.band-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.band-card h3 {
  margin: 0;
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.band-card p {
  margin: 8px 0 10px;
  color: var(--muted);
  line-height: 1.5;
}

.meter {
  height: 10px;
  border-radius: 999px;
  background: rgba(26, 26, 26, 0.08);
  overflow: hidden;
}

.meter span {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--safe), #7db06b);
}

.memo-block h2 {
  margin-bottom: 8px;
}

.memo-metric-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
}

.memo-metric-grid .metric {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.summary-rows {
  display: grid;
  gap: 8px;
}

.summary-line {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 16px;
  border-bottom: 1px solid rgba(26, 26, 26, 0.08);
  padding-bottom: 8px;
}

.summary-line span {
  color: var(--muted);
}

.summary-line strong {
  text-align: right;
}

.compact-summary {
  margin-top: 10px;
}

.allocation-note {
  margin: 0 0 10px;
  color: var(--muted);
  line-height: 1.55;
}

.mini-bar-wrap {
  display: grid;
  gap: 10px;
}

.mini-row {
  display: grid;
  grid-template-columns: 88px minmax(0, 1fr) 72px;
  gap: 10px;
  align-items: center;
  font-size: 0.84rem;
}

.mini-row span {
  color: var(--muted);
}

.mini-row strong {
  text-align: right;
}

.mini-track {
  height: 10px;
  border-radius: 999px;
  background: rgba(26, 26, 26, 0.08);
  overflow: hidden;
}

.mini-fill {
  height: 100%;
  border-radius: inherit;
}

.mini-land {
  background: linear-gradient(90deg, rgba(192, 57, 43, 0.95), rgba(192, 57, 43, 0.55));
}

.mini-construction {
  background: linear-gradient(90deg, rgba(47, 106, 68, 0.95), rgba(47, 106, 68, 0.55));
}

.mini-finance {
  background: linear-gradient(90deg, rgba(154, 106, 34, 0.95), rgba(154, 106, 34, 0.55));
}

.status-row {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 10px;
}

.status-tile {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.status-tile .k {
  margin: 0 0 6px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.68rem;
  color: var(--muted);
}

.status-tile .v {
  margin: 0;
  font-size: 1rem;
  font-weight: 700;
}

.grid.memo-metric-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  align-items: stretch;
}

.grid.memo-metric-grid .metric {
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.audit-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.audit-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.audit-card h3 {
  margin: 0 0 10px;
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.audit-row {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid rgba(26, 26, 26, 0.08);
}

.audit-row:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.focus-list {
  display: grid;
  gap: 10px;
}

.focus-item {
  padding: 12px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.focus-head {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 0.84rem;
  margin-bottom: 8px;
}

.focus-bar {
  height: 10px;
  border-radius: 999px;
  background: rgba(26, 26, 26, 0.08);
  overflow: hidden;
  margin-bottom: 8px;
}

.focus-bar span {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--accent), rgba(192, 57, 43, 0.45));
}

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.scenario-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.scenario-card h3 {
  margin: 0 0 10px;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.scenario-card.good {
  border-color: rgba(47, 106, 68, 0.18);
}

.scenario-card.mid {
  border-color: rgba(154, 106, 34, 0.18);
}

.scenario-card.strong {
  border-color: rgba(192, 57, 43, 0.18);
}

.playbook-table {
  min-width: 860px;
}

.playbook-table th,
.playbook-table td,
.memo-block table th,
.memo-block table td {
  padding: 10px 12px;
  border-bottom: 1px solid rgba(26, 26, 26, 0.08);
  text-align: left;
  vertical-align: top;
}

.memo-block table {
  width: 100%;
  border-collapse: collapse;
}

.memo-block table th {
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted);
  background: rgba(26, 26, 26, 0.03);
}

.memo-block table td {
  color: var(--text);
}

.section-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}

.highlight-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 12px;
}

.highlight-card {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.76);
}

.highlight-card strong {
  display: block;
  margin-bottom: 6px;
  font-size: 1.1rem;
}

.report-kicker {
  margin: 0;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.7rem;
  color: var(--muted);
}

.report-header h3 {
  margin: 4px 0 0;
  font-family: "DM Serif Display", serif;
  font-size: 1.4rem;
}

.report-button {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--text);
  border-radius: 999px;
  padding: 0.6rem 1rem;
  font: inherit;
  font-size: 0.82rem;
  cursor: pointer;
}

.report-button:hover {
  border-color: var(--accent);
  color: var(--accent);
}

.report-banner {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  padding: 14px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(192, 57, 43, 0.08), rgba(47, 106, 68, 0.06));
  border: 1px solid rgba(26, 26, 26, 0.08);
}

.report-banner strong {
  display: block;
  font-size: 1rem;
  color: var(--text);
}

.report-banner__label {
  margin: 0 0 4px;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted);
}

.report-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}

.report-panel {
  padding: 14px;
  border-radius: 14px;
  border: 1px solid rgba(26, 26, 26, 0.08);
  background: rgba(255, 255, 255, 0.72);
}

.report-panel h4 {
  margin: 0 0 8px;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted);
}

.report-panel p {
  margin: 0;
  line-height: 1.55;
  color: var(--text);
}

.report-list {
  margin: 0;
  padding-left: 1rem;
  display: grid;
  gap: 0.45rem;
  color: var(--text);
}

.report-list li {
  line-height: 1.45;
}

.report-list li::marker {
  color: var(--accent);
}

.insight-box,
.chart-box {
  margin-top: 16px;
  padding: 16px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background:
    linear-gradient(165deg, rgba(255, 255, 255, 0.8), rgba(246, 236, 227, 0.7));
}

.visual-lab {
  background:
    linear-gradient(165deg, rgba(255, 255, 255, 0.86), rgba(244, 236, 228, 0.84));
}

.visual-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.chart-box--hero {
  grid-column: 1 / -1;
}

.insight-box p {
  margin: 0;
  color: var(--muted);
  line-height: 1.55;
}

.chart-surface {
  margin-top: 12px;
  overflow-x: auto;
  padding-bottom: 6px;
}

.chart-interactive {
  border: 1px solid rgba(26, 26, 26, 0.08);
  border-radius: 12px;
  background:
    linear-gradient(180deg, #fcf7f2 0%, #f8f1ea 100%),
    radial-gradient(circle at 25% 15%, rgba(57, 87, 160, 0.08), transparent 42%);
}

.chart-svg-wrap {
  position: relative;
}

.chart-svg {
  width: 100%;
  height: 300px;
  display: block;
}

.chart-grid-line {
  stroke: rgba(26, 26, 26, 0.12);
  stroke-width: 1;
}

.chart-zero-line {
  stroke: rgba(192, 57, 43, 0.35);
  stroke-width: 1.2;
  stroke-dasharray: 4 4;
}

.chart-axis-label {
  fill: var(--muted);
  font-size: 11px;
  font-family: "Syne", sans-serif;
}

.chart-point {
  opacity: 0.7;
  transform-origin: center;
}

.chart-animated-path,
.chart-animated-point {
  will-change: transform, opacity, stroke-dashoffset;
}

.chart-hover-line {
  stroke: rgba(26, 26, 26, 0.35);
  stroke-width: 1;
  stroke-dasharray: 3 5;
}

.chart-tooltip {
  position: absolute;
  min-width: 190px;
  max-width: 240px;
  background: rgba(18, 22, 29, 0.92);
  color: #f9fbff;
  border-radius: 10px;
  padding: 10px 12px;
  pointer-events: none;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.22);
  border: 1px solid rgba(255, 255, 255, 0.08);
  z-index: 3;
}

.tooltip-title {
  font-size: 0.78rem;
  font-weight: 700;
  margin-bottom: 6px;
}

.tooltip-line {
  font-size: 0.75rem;
  line-height: 1.35;
}

.chart-legend {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 0.9rem;
  margin-top: 6px;
}

.legend-item {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.76rem;
  color: var(--muted);
  letter-spacing: 0.02em;
}

.legend-swatch {
  display: inline-block;
  width: 14px;
  height: 14px;
  border-radius: 4px;
  border: 1px solid rgba(26, 26, 26, 0.12);
}

.legend-swatch.inflow,
.legend-swatch.cumulative-inflow {
  background: linear-gradient(180deg, rgba(47, 106, 68, 0.88), rgba(47, 106, 68, 0.38));
}

.legend-swatch.outflow,
.legend-swatch.cumulative-outflow {
  background: linear-gradient(180deg, rgba(154, 106, 34, 0.86), rgba(154, 106, 34, 0.38));
}

.legend-swatch.balance {
  background: linear-gradient(180deg, rgba(192, 57, 43, 0.86), rgba(192, 57, 43, 0.36));
}

.legend-swatch.balance-negative {
  background: linear-gradient(180deg, rgba(160, 52, 45, 0.95), rgba(160, 52, 45, 0.55));
}

.legend-swatch.debt-bar {
  background: linear-gradient(180deg, rgba(57, 87, 160, 0.88), rgba(57, 87, 160, 0.45));
}

.legend-swatch.progress-bar {
  background: linear-gradient(180deg, rgba(154, 106, 34, 0.86), rgba(154, 106, 34, 0.4));
}

.simple-list {
  margin: 0;
  padding-left: 1rem;
  color: var(--muted);
  display: grid;
  gap: 0.4rem;
  line-height: 1.45;
}

.action-cards {
  display: grid;
  gap: 10px;
}

.action-card {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #f7efe8;
  padding: 10px 12px;
}

.action-card h4 {
  margin: 0 0 4px;
  font-size: 0.84rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.action-card p {
  margin: 0;
  color: var(--muted);
  line-height: 1.4;
}

.funding-bars {
  margin-top: 10px;
  padding: 10px 12px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #f9f4ef;
}

.funding-bars h3 {
  margin: 0 0 8px;
  font-size: 0.84rem;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}

.funding-row {
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr) auto;
  gap: 8px;
  align-items: center;
  margin-bottom: 7px;
}

.funding-month {
  font-size: 0.76rem;
  color: var(--muted);
}

.funding-track {
  height: 10px;
  border-radius: 999px;
  background: rgba(26, 26, 26, 0.08);
  overflow: hidden;
}

.funding-track span {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, rgba(192, 57, 43, 0.85), rgba(154, 106, 34, 0.8));
}

.funding-row--cumulative .funding-track span {
  background: linear-gradient(90deg, rgba(47, 106, 68, 0.9), rgba(57, 87, 160, 0.82));
}

.details-panel {
  margin-top: 14px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #f9f4ef;
  padding: 10px;
}

.details-panel summary {
  cursor: pointer;
  font-weight: 600;
}

.chart-toolbar {
  margin-top: 10px;
  margin-bottom: 10px;
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: linear-gradient(180deg, #fbf7f2 0%, #f4ece4 100%);
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 10px 16px;
  align-items: end;
}

.chart-toolbar select,
.chart-toolbar input {
  transition: border-color 180ms ease, box-shadow 180ms ease, background-color 180ms ease;
}

.chart-toolbar select:hover,
.chart-toolbar input:hover {
  border-color: rgba(26, 26, 26, 0.3);
}

@keyframes riseIn {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.chart-toolbar label {
  font-size: 0.76rem;
  letter-spacing: 0.05em;
}

.series-toggle-group {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1rem;
}

.series-toggle-group label {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  text-transform: none;
  letter-spacing: 0;
  font-size: 0.84rem;
  color: var(--text);
}

.series-toggle-group input {
  width: 15px;
  height: 15px;
  margin: 0;
}

.compact-table {
  min-width: 420px;
}

.compact-table td,
.compact-table th {
  font-size: 0.8rem;
}

.critical-row td {
  background: rgba(160, 52, 45, 0.08);
}

@media (max-width: 1080px) {
  .nav-shell {
    grid-template-columns: 1fr;
    justify-items: start;
  }

  .site-nav {
    justify-content: flex-start;
    flex-wrap: wrap;
  }

  .hero,
  .grid {
    grid-template-columns: 1fr;
  }

  .field-grid {
    grid-template-columns: 1fr;
  }

  .payment-plan-grid {
    grid-template-columns: 1fr;
  }

  .chart-toolbar {
    grid-template-columns: 1fr;
  }

  .report-banner,
  .report-grid {
    grid-template-columns: 1fr;
  }

  .decision-stack,
  .fix-grid,
  .visual-grid {
    grid-template-columns: 1fr;
  }

  .report-header {
    flex-direction: column;
    align-items: flex-start;
  }

  .memo-cover,
  .section-grid,
  .executive-grid,
  .hero-insights,
  .hero-kpis,
  .exec-strip,
  .report-band,
  .scenario-grid,
  .audit-grid,
  .highlight-grid,
  .cover-grid,
  .memo-metric-grid {
    grid-template-columns: 1fr;
  }

  .hero-top {
    flex-direction: column;
  }

  .hero-meta {
    text-align: left;
  }

  .status-row {
    grid-template-columns: 1fr 1fr;
  }

  .mini-row {
    grid-template-columns: 72px minmax(0, 1fr) 56px;
  }
}

@media print {
  @page {
    size: A4;
    margin: 12mm;
  }

  .site-header,
  .hero,
  .grid > form,
  .metrics,
  .insight-box,
  .details-panel,
  .mode-toggle-row,
  .chart-toolbar,
  .report-button {
    display: none !important;
  }

  .results-panel > :not(.investor-report) {
    display: none !important;
  }

  body {
    background: #fff;
    -webkit-print-color-adjust: exact;
    print-color-adjust: exact;
  }

  .shell {
    width: 100%;
    padding: 0;
  }

  .grid {
    display: block;
  }

  .results-panel {
    width: 100%;
    padding: 0;
    border: none;
    background: transparent;
    box-shadow: none;
  }

  .panel,
  .investor-report {
    box-shadow: none;
    border-color: #ddd;
  }

  .memo-cover,
  .memo-hero,
  .executive-page,
  .report-band,
  .memo-section,
  .memo-block {
    break-inside: avoid;
    page-break-inside: avoid;
  }

  .investor-report {
    margin-top: 0;
    break-inside: avoid;
    page-break-inside: avoid;
    background: #fff;
    padding: 0;
  }

  #investorReportContent {
    display: grid;
    gap: 12px;
  }

  .report-grid,
  .report-grid--secondary {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .memo-cover,
  .executive-grid,
  .hero-insights,
  .hero-kpis,
  .exec-strip,
  .report-band,
  .section-grid,
  .highlight-grid,
  .scenario-grid,
  .audit-grid,
  .memo-metric-grid,
  .cover-grid {
    break-inside: avoid;
    page-break-inside: avoid;
  }

  .memo-cover,
  .executive-grid,
  .hero-insights,
  .hero-kpis,
  .exec-strip,
  .report-band,
  .section-grid,
  .highlight-grid,
  .scenario-grid,
  .audit-grid,
  .memo-metric-grid,
  .cover-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .memo-cover h1,
  .memo-hero h1 {
    break-after: avoid;
  }

  .chip {
    border-color: #ddd;
  }
}